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How to Claim Unclaimed Assets in California: A Comprehensive Guide

Overview

Each year, billions of dollars in unclaimed assets are flagged across California due to inactivity, outdated contact information, or incomplete records. These funds are securely held until verified and claimed by rightful owners.

Effective September 4th, 2025, California will implement a streamlined claims process that allows individuals to recover these funds using the official claim portal. If you received a Notice of Abandoned Assets, this guide outlines the steps to verify and submit your claim.

What Are Unclaimed Assets?

Unclaimed assets are financial holdings that have had no activity or owner contact for an extended period. These are reported and held in compliance with California law.

Examples include:

  • Insurance payouts, including funds from deceased relatives, employers, or healthcare plans
  • Dormant bank accounts (savings/checking)
  • Uncashed payroll, refund, or rebate checks
  • Stock dividends, mutual funds, or trust disbursements
  • Utility and rental deposits
  • Escrow balances

Once reported, these assets are held for safekeeping until claimed.

Data Snapshot: Unclaimed Assets in California

  • Total Unclaimed Assets Statewide: Over $11 billion held as of 2024
  • Californians with Unclaimed Assets: Estimated 1 in 7 residents
  • Top Categories: Insurance payouts, uncashed checks, refunds, and dormant accounts
  • Typical Claim Range: From several hundred dollars to tens of thousands, with some claims exceeding $1 million

Source: Public reporting data compiled from financial institutions, insurers, and corporate entities as required by California Code of Civil Procedure Title 10, Chapter 7.

County Breakdown of Unclaimed Assets

| County | Estimated Unclaimed Funds | | -------------- | ----------------------------- | | Los Angeles | $950 million | | San Diego | $600 million | | Orange | $550 million | | Riverside | $400 million | | San Bernardino | $370 million | | Santa Clara | $320 million | | Alameda | $280 million | | Sacramento | $250 million | | Fresno | $180 million | | Kern | $150 million |

View Chart of California Unclaimed Assets by County ➤

Documentation Requirements

To submit your claim, you must verify your identity and address. Documentation depends on the value of the claim.

For Claims Under $10,000:

  • Valid government-issued ID (e.g., Driver’s License, Passport)
  • Signed and completed claim form (included in mail)
  • Notarization is not required

For Claims $10,000 or More:

  • Valid government-issued ID
  • Signed and notarized claim form (included in mail)

All documents must be clear, legible, and current. Incomplete submissions may experience processing delays.

Claim Submission and Processing

To begin, visit ClaimNotify.org/Submit and follow the on-screen instructions to:

  1. Enter your Claim ID (found on your Notice of Abandoned Assets)
  2. Upload the required documents

Claims are processed in the order they are received. The full process typically takes 60 to 90 days, depending on the claim type and current volume of submissions.

Summary

If you’ve received a Notice of Abandoned Assets, you may be eligible to claim funds that have been flagged as dormant and held for safekeeping. California’s updated system offers a secure and efficient way to verify and submit your claim through the official portal.